Terms of Use

Last updated: January 2024

These Terms of Use ("Terms") govern your access to and use of the jolly-thicket website ("Website"). By accessing or using our Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Website.

Acceptance of Terms

By accessing this Website, you confirm that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are accessing the Website on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

Description of Services

jolly-thicket provides information about investment management and personal finance services through this Website. The Website serves as an informational resource and a means to enquire about our professional services.

No Financial Advice

The information provided on this Website is for general informational purposes only and does not constitute financial, investment, tax, or legal advice. The content should not be relied upon as a basis for making investment decisions.

Before making any financial decisions, you should:

• Consider your own financial situation, objectives, and needs
• Seek independent professional advice from a qualified financial advisor
• Read and consider any relevant Product Disclosure Statements or other documentation

Investment Risks

All investments carry risk. The value of investments can go down as well as up, and you may receive less than your original investment. Past performance is not a reliable indicator of future performance. Any examples or illustrations provided on this Website are hypothetical and do not represent actual results.

Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of jolly-thicket or its content suppliers and is protected by Australian and international copyright laws.

You may not:

• Reproduce, distribute, or publicly display any content without prior written consent
• Modify or create derivative works based on the content
• Use the content for commercial purposes without authorisation
• Remove any copyright or proprietary notices from the content

User Conduct

When using this Website, you agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit any harmful, offensive, or inappropriate content
• Attempt to gain unauthorised access to any part of the Website
• Interfere with or disrupt the Website or servers
• Use automated systems to access the Website without permission
• Collect or harvest information about other users

Third-Party Links

This Website may contain links to third-party websites or resources. These links are provided for convenience only. We do not endorse and are not responsible for the content, products, or services of third-party websites. Your use of third-party websites is at your own risk.

Disclaimer of Warranties

This Website is provided "as is" and "as available" without warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

• Warranties of merchantability and fitness for a particular purpose
• Warranties that the Website will be uninterrupted, error-free, or secure
• Warranties regarding the accuracy or completeness of content

Limitation of Liability

To the maximum extent permitted by law, jolly-thicket and its directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use the Website
• Any errors or omissions in the content
• Unauthorised access to or alteration of your transmissions or data
• Any other matter relating to the Website

Indemnification

You agree to indemnify and hold harmless jolly-thicket and its affiliates, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

Governing Law

These Terms are governed by the laws of Victoria, Australia. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Victoria.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website following any changes constitutes acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and jolly-thicket regarding your use of the Website.

Contact Information

If you have questions about these Terms, please contact us:

Email: [email protected]
Address: Level 14, 120 Collins Street, Melbourne VIC 3000, Australia